How to Write


How to Write a Check

If you've come here to learn how to write a check, you probably just opened your first checking account. Congratulations!

You probably won't need to write checks as often as I used to when I opened my first checking account about 10 years ago, but it's something you should know how to do.

Here's a quick lesson on how to write a check:

1. Write the date at the top of the check where it says "date." It can be in any format (ex: 11/14/07, 11-14-07, November 11, 2007, etc.)

2. Write the name of the person or company receiving the check on the line that begins with "Pay to the Order of" or "Payable to." Make sure to use proper names. Even if it is your friend, don't use nicknames or they may have trouble cashing it. If you're paying a bill, companies will usually tell you specifically who to make the check out to, so pay attention!

3. Write the amount you are paying in numbers in the space (usually the right side of the check) that begins with "$" (ex: 101.55).

4. Write that amount in words on the remaining line before the word "Dollars." Use a fraction for amounts less than $1. Draw a line to fill any space between the amount and the word "Dollar." Example: One hundred one and 55/100-------- Dollars. If there are no cents, write xx over the fraction. Example: If the amount is $100, write One hundred and xx/100------- Dollars.

5. Sign the check (usually bottom right side). Use the same spelling, initials, etc. that are printed at the top of your check.

6. Write a memo (usually on the bottom left side). For bills, you should write down a reference or account number in this area. The company will usually tell you what to put on this line. For anything else, this line is optional. You may want to write "concert tickets" or "rent" so you remember what the check is for.

7. Write the check number, date, person/company and amount on the ledger in the front of your checkbook. Subtract that amount from what is in your checking account so you know how much money you have left. Record this number underneath.

And that's how you write a check.